3) Re-Gifting - Even tho it's a birthday, holiday, wedding, or an anniversary anyone on the additional end lacks any idea what amount you paid a commission for their monetary gift.
Some gift card whittle away at the balance (they call it "maintenance fees"); some even expire after a year or two. https://Groups.Google.com/g/giftcard-mall-my-gift-info/c/lJb4jNQqwjY